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Who we are


Niall Bellabarba

Co-Founder &
Managing Director


Lorenzo Sicilia

Co-Founder &


Cristoforo Mione

Co-Founder & Chief AI
and Data Scientist

Our Advisor

Jonathan Knoll

Director Financial Services Partnerships EMEA

Ali Bernat

Director EMEA Head of Educational Team

Davide Casali

Director Product Experience

Michael Herron

Former Global Head of Compliance

Jonathan Segal

Partner FinTech and Alternative Finance

Simplify your life

Ernest is a personal banker for all, powered by Artificial Intelligence: a chatbot that connects to all your bank accounts, answers questions and proactively gives you insights on your personal finances in natural language.